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Best Business Cards for Shipping Purchases, Best Business Cards for Advertising Purchases. Bottom Line: You can only make payments by using EasyPay, so you must create an online account or call customer service if you needed to make other changes to your account. You can add up to 4 authorized buyers on your account as well, so if you have family members that also shop at Overstock.com, this might be a convenient feature as well. How do I apply? Click here to see a list of advertisers that we work with. You will need separate credentials to sign in & manage your card account. You receive a special birthday offer and exclusive access to cardholder events, such as early sale access. Free Shipping: Free standard shipping within the continental United States on all orders. 799 Coliseum Way Midvale, UT 84047 | 1-800-843-2446, Overstock uses cookies to ensure you get the best experience on our site. You can only use your Overstock store card for purchases at Overstock.com. If the single transaction has multiple shipments, each shipment may result in a separate Credit Plan, subject to a separate minimum purchase requirement and minimum interest charge. Please review your information before submitting. See offer for full terms and conditions. § Deferred Interest, Payment Required plan: Interest will be charged to your Account from the purchase date if the promotional plan balance is not paid in full within the promotional period. The company sells home decoration, furniture Card issuer Comenity Bank works with hundreds of well-known companies and it tailors the rewards programs and bonuses specifically for the customers of the retail partner — in this case, Overstock.com. That, coupled with the limited reward potential, means that you might be better served with another card. If you are unsure, you should get independent advice before you apply for any product or commit to any plan. You will be redirected to Comenity Capital Bank's website. Bottom Line: Since this card is only valid at Overstock.com, you are unable to use this card at other retailers or to take out cash at an ATM. Christy was born in St. Louis, Missouri, but lived in Texas the majority of her life. No interest if paid in full within 6 months with a minimum purchase of $249, No interest if paid in full within 12 months with a minimum purchase of $499, No interest if paid in full within 18 months with a minimum purchase of $1,499, No interest if paid in full within 24 months with a minimum purchase of $1,999. So this seemingly “no interest financing” can quickly add up to big dollars if you don’t pay off the entire balance — especially considering the high APR that this card charges. Mainly, it isn’t very versatile, has a very high APR, and comes with the potential for high fees due to deferred interest. Overstock Store Credit Card Accounts are issued by Comenity Capital Bank. The Overstock Store Credit Card lets you enjoy exclusive cardmember offers and receive special financing§ while shopping on Overstock.com. Allow 6-8 weeks after your first card usage for the $20 Club O Rewards to appear on your credit card account. If you are a regular shopper at Overstock.com, the Overstock store card can be a good way to earn some small rewards, take advantage of free financing, and improve your credit score. As of 09/2020, terms for new Accounts: Variable purchase APR of 26.99%. 1-855-810-2546 (TDD/TTY: 1-888-819-1918). Overstock.com Because conditional credit approval is automated on the website, you may get a decision on your application within 60 seconds. FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. We may also receive payment if you click on certain links posted on our site. The Overstock Store Credit Card is a good option for those people who frequently shop at Overstock.com and are looking to receive rewards for their spending. Yikes. • Special Promotions Just for Card Members This card has some big downsides, including a high potential for fees with little reward and limited use capabilities. The entire transaction amount after discount must be placed on the Overstock Store Credit Card.


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